Terms and Conditions

Anvil Business Center Inc., including its imprints Anvil List and Anvil Form · Ontario, Canada · Last updated: October 16, 2026

Please read these Terms carefully. By using our websites, platform, programs or services, or by creating an account, you agree to these Terms. If you do not agree, please do not use them.

1. Who we are

"Anvil", "we", "us" and "our" mean Anvil Business Center Inc., a corporation in Ontario, Canada, and its imprints:

• Anvil List: an investment-readiness workspace for business professionals (consultants, advisers, accountants, incubators, accelerators and similar firms) and the businesses they invite.
• Anvil Form: education and training on investment readiness, including the Investment Readiness Program, cohorts, courses, sessions and learning materials.

"You" means the person or organization using our services. If you use them on behalf of an organization, you confirm you have authority to accept these Terms for it.

2. Our services

2.1 Anvil List lets firms (we call them "Professionals") invite their existing clients (we call them "Businesses") to:

• assess their investment readiness;
• work on gaps (remediation);
• record and confirm the work (attestation);
• present a profile (showcase).

2.2 Anvil Form provides educational programs, cohorts, live and recorded sessions, templates and learning materials.

2.3 What we are not.

• We are not an investment dealer, adviser, broker, lender, law firm or accounting firm.
• Nothing in our services is investment, legal, tax, accounting or financial advice.
• We do not invest in, lend to, or take equity in the Businesses that use our services.
• We do not guarantee, promise or arrange funding, investment, investor introductions or matches of any kind.
• Any decision to seek or provide capital is yours. You should take independent professional advice.

2.4 We may change, add or remove features. Where a change materially reduces a paid service you have already paid for, we will tell you in advance.

3. Accounts

3.1 You must give accurate information and keep it up to date.

3.2 You are responsible for keeping your login details confidential and for all activity under your account. Tell us promptly at support@anvillist.com if you suspect unauthorized use.

3.3 You must be at least 18 years old, and of legal age to form a contract where you live.

3.4 Professionals are responsible for:

• the Businesses they invite;
• having permission to share any client information they upload;
• how they use the platform with their clients.

4. Fees and payment

4.1 Businesses invited to Anvil List by a Professional are not charged for the platform.

4.2 Professionals pay a subscription. It is based on the pricing shown at sign-up, which may depend on team size, the number of client businesses processed and storage used.

4.3 Anvil Form programs, cohorts and courses are priced as shown at the time of purchase.

4.4 Unless stated otherwise:

• prices are in the currency shown and exclude applicable taxes;
• subscriptions renew automatically at the end of each billing period until cancelled.

4.5 You can cancel a subscription at any time. Cancellation takes effect at the end of the current billing period.

4.6 Refunds.

• Fees already paid are non-refundable except where these Terms, the offer you accepted, or applicable law (including Ontario consumer protection law) say otherwise.
• Any refund or guarantee stated on a specific program's sales page applies to that program.

4.7 We may change prices for future billing periods with at least 30 days' notice.

5. Your content and data

5.1 You keep ownership of the information, documents and materials you upload ("Your Content").

5.2 You give us a limited licence to host, store, process and display Your Content only to provide and improve our services, and as you direct (for example, when you choose to share a profile).

5.3 You confirm you have the rights and permissions needed for Your Content, including consent from any person whose personal information you upload.

5.4 We handle personal information as described in our Privacy Notice at anvilbusinesscenter.com/privacy.

6. Acceptable use

You agree not to:

• break any law, or infringe anyone's rights;
• upload false, misleading, defamatory or unlawful material;
• misrepresent a business's position to any person;
• use our services to solicit or offer securities in breach of securities laws;
• try to access accounts or data that are not yours, or interfere with the security or operation of our services;
• copy, resell, scrape or reverse-engineer our services or materials, except as allowed by law;
• upload malware or send spam.

We may suspend or close accounts that breach these Terms.

7. Our intellectual property

7.1 Our platform, software, methods, frameworks, course content, templates, workbooks, recordings, brand names and logos belong to Anvil Business Center Inc. or its licensors.

7.2 We give you a personal, non-transferable licence to use program materials for your own business or practice during your access period. You may not share, resell or publish them without our written permission.

8. Programs, cohorts and sessions

8.1 Schedules, facilitators and formats may change. We will tell you of material changes.

8.2 Recordings of live sessions may be made available to participants.

8.3 Results depend on your own effort and circumstances. Program outputs (for example, an investor pack) are tools to help you present your business. They do not guarantee any outcome.

8.4 Any certificate or recognition we issue confirms participation or completion. It is not an accreditation, licence or endorsement of a business's investment merit.

9. Third-party services

Our services may link to or rely on third-party tools, such as payment processors, video and email providers. Their own terms govern their services, and we are not responsible for them.

10. Disclaimers

Our services are provided "as is" and "as available". To the fullest extent the law allows, we disclaim all implied warranties, including merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the services will be uninterrupted or error-free.

11. Limitation of liability

To the fullest extent the law allows:

• we are not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue, data, funding or business opportunities;
• our total liability for any claim relating to our services is limited to the amount you paid us in the 12 months before the claim arose.

Nothing in these Terms limits liability that cannot be limited by law.

12. Indemnity

You agree to indemnify Anvil Business Center Inc. against claims, losses and costs (including reasonable legal fees) that arise from:

• Your Content;
• your misuse of our services;
• your breach of these Terms or of law.

13. Suspension and termination

13.1 You may stop using our services at any time.

13.2 We may suspend or end your access if you breach these Terms, if required by law, or if we stop offering a service. Where reasonable, we will give notice.

13.3 Sections 5.2 (as needed to wind down), 7, 10, 11, 12 and 15 survive termination.

13.4 After termination, you may request an export of Your Content within 30 days. After that, we may delete it, subject to legal retention requirements.

14. Changes to these Terms

We may update these Terms. We will post the new version with a new "Last updated" date. For material changes, we will notify account holders in advance. Continued use after the effective date means you accept the updated Terms.

15. Governing law and disputes

15.1 These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there.

15.2 Before starting formal proceedings, please contact us so we can try to resolve the matter informally within 30 days.

15.3 Subject to any non-waivable consumer rights you have where you live, the courts of Ontario have exclusive jurisdiction.

16. General

• These Terms, together with the Privacy Notice and any order or program terms you accept, are the entire agreement between you and us.
• If any part is found unenforceable, the rest remains in effect.
• Our failure to enforce a right is not a waiver of it.
• You may not transfer your rights under these Terms without our consent. We may transfer ours as part of a reorganization or sale of our business.

17. Contact

Anvil Business Center Inc., Ontario, Canada support@anvillist.com · anvilbusinesscenter.com